Health Insurance

Managed Healthcare System - Product Summary

The MHS Scheme has been withdrawn with effect 1 January 2008 for new applications (applicable to both Individual and Group policies).

Existing MHS policyholders will continue to enjoy their coverage as long as
they renew their policies annually.

Comprehensive Coverage

A) Primary Care

This is provided by a wide network of general practitioners in clinics all over Singapore. The insured selects one clinic to be designated as the primary care clinic (PCC) and may also visit any clinics up to a maximum of 3 visits per policy year. Primary care includes consultation, medication, procedures and tests deemed medically necessary.
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B) Specialist Care

MHS offers a wide network of specialists from different medical specialties to provide healthcare to the members. These are private specialists and specialists in government and restructured hospitals. An annual benefit of $500 is payable for specialist care which includes consultation, medication and tests upon referral of the panel GP .
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C) Hospital Care

Hospital care is provided in the A, B1 and B2 wards of government and restructured hospitals. Members may upgrade or go to private hospitals. However, reimbursement for the hospital expenses will be subject to the limits provided by the insured plan.
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D) Emergency Care

Besides primary, specialist and hospital care, MHS also provides 24-hour cover for accidents and emergency.
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Guaranteed Renewal

NTUC Income Managed Healthcare System guarantees renewal of your health care insurance regardless of the change in your health condition.

Coverage

In addition to the security of receiving comprehensive medical care for minor ailments to catastrophic illness, MHS members have the assurance of knowing that they can beinsured up to 80 years old by paying the premium. This is especially crucial when medical care is most needed as one ages.

Co-payment

Co-payment is a feature of MHS that encourages the Member to be responsible in the use of healthcare benefits. Members are encouraged to use healthcare services only when necessary.
Please refer to the Schedule of Benefits for the co-payments applicable.

The only medical plan which covers you for hospitalisation, specialist treatment and even your visits to the doctor!