Harvest Plan

Short Term Sows, Long Term Harvest

Aspiring to retire in style?
Want the best for your child’s education?
How to achieve these long goals with a short term investment? Harvest Plan is your solution!

Retire In Style

With higher life expectancy, you need to accumulate a sizeable nest egg for retirement. Retirement may seem a long way off, but it's never too early to start planning.

Many people invest in the Harvest Plan to complement their CPF funds for retirement. You only pay for 5 years and choose the policy to mature at age 55, 60, 62 or 65.

Give The Best To Your Child

Sending kids to the university is a top priority for many parents. It is important to establish a financial plan well ahead of time to assure your child's tertiary education.

Many parents choose Harvest Plan to save for their child's tertiary education with flexible terms of 15 or 20 years. By only paying for 5 years, you can accumulate sufficient education funds for your child.

Short-term Commitment

Simply invest for 5 years and let the plan work till its maturity. The plan will continue to grow with bonuses declared. You can choose flexible maturity terms starting from 15 years.

Flexible Withdrawal Option

You can choose to encash the bonus for contingencies and other uses. Alternatively, you can take a policy loan up to 95% of the cash value of the policy. Our policy loan rate is the lowest in the market at just 5.5% p.a.

Complete Peace Of Mind

You will enjoy immediate insurance protection for death and permanent total disability. In the event of such unforeseen circumstances, the plan will pay out the full sum assured plus bonuses. This ensures that your immediate family's needs are taken care of, no matter what happens.