Corporatised Entities Group Insurance Scheme (CEGIS)

While you are busy with your career, you may want to sit back and think about the bigger scheme of things - your life, your family, and your future together.

Corporatised Entities Group Insurance Scheme (CEGIS) is a low-cost insurance plan designed specially with you - the employees of corporatised organisations, and your family in mind. With the affordable premium rates, you can easily be covered under this exclusive insurance plan wherever you go, even when you or your family are working or travelling out of Singapore.

Give your family extensive coverage

CEGIS provides coverage to help your loved ones should anything unfortunate happen to you. The plan provides 24-hour worldwide coverage and the following:

Full sum assured will be payable in the event of death
An additional 25% of the full sum assured will be payable in the event of accidental death
Full sum assured will be payable in the event of permanent and total disability. Plus an additional 1% of the sum insured for 24 months or till age 65, whichever is earlier.
Benefit payouts for permanent and partial disability due to accident (please refer to the Table of Compensation)

Affordable premium

With extremely affordable premium rates from as low as $0.80 per month¹, you and your family can be protected with the extensive coverage that CEGIS provides.

Age Next Birthday (Years)	Monthly premium for every $10,000 SumAssured (Per Person)
1 - 18	$0.70
19 - 45	$0.80
46 - 50	$1.20
51 - 55	$2.00
56 - 60	$2.50
61 - 65	$3.00

Premium rates are non-guaranteed and may be reviewed from time to time.
For dependents child(ren)above 12 months and up to 18 years old, the monthly premium per child is $0.70 per $10,000 sum assured, up to a maximum of $100,000.

¹Applicable only to policyholders aged up to 45 for every $10,000 sum assured up to a maximum of $300,000.

Exclusions

There are certain conditions whereby the benefits under this plan will not be payable. These are stated as exclusions in the contract. You can refer to the Master Policy Contract for the full list of exclusions.

Get Insured

To apply, simply obtain the CEGIS application form from your Human Resource (HR) Department. You need to complete and submit the form back to your HR Department. Monthly premiums will be deducted through your salary upon approval.

IMPORTANT NOTES:

¹ Applicable only to policyholders aged up to 45 for every $10,000 sum assured up to a maximum of $300,000.

You need to be insured under the plan before your family can sign up for CEGIS. In the event of multiple covers, you will only be entitled to benefits in the capacity as an employee. If you are no longer employed by your Organisation, any cover for you and your family will automatically cease.